Ditto (live in China, never heard of it being applied). Anyway, in the US you would have opaque bank and private industry credit agencies which are basically pe

Ditto (live in China, never heard of it being applied). Anyway, in the US you would have opaque bank and private industry credit agencies which are basically performing the same function. I believe the government priorities (political security, social stability, reduced corruption) are potentially a better starting point than private sector priorities (profit), even if (as is inevitable) they screw up the infosec side and people's data is easily accessible on the black market through thousands of government employees.