I don't think any employer should take on the role of providing pensions, as a part of the employment relationship. There is a lot of reasonable argument in fav

I don't think any employer should take on the role of providing pensions, as a part of the employment relationship. There is a lot of reasonable argument in favor of the value of something like Social Security, as a sort of minimum social safety net. And such a thing probably makes the most sense being provided by the government. But I'd love to see the day where employers just give cash to their employees, and it's up to them to decide what to do with that cash. It would make for so much less paperwork and reduced overhead costs, and increased simplicity, for business owners and management. Less distortion, greater focus on their core business.