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The article is nothing else but a huge load of cheap marketing material. If they do have such AI expertise, how about just apply such skills to find out all tho
by dis-sys 9y ago
The article is nothing else but a huge load of cheap marketing material. If they do have such AI expertise, how about just apply such skills to find out all those fake craps flooding taobao.com owned by the same group?
Look at Ant Financial's credit score system known as the sesame score, it is just a huge disaster and embarrassment to the company. Last year, Ant Financial openly promoted the idea to let high sesame score users to exclusively date young college girls, you will only be allowed to contact/interact with those college girls if your sesame score is higher than 750. You have to question the overall integrity of the company and the team behind such ideas.
At the beginning of 2018, users received notification from Ant Financial for viewing their 2017 yearly bill. Ant Financial forced all users who want to view that yearly bill to disclose their sesame score potentially to the rest part of the Alibaba group.
No one from the top management team stepped down after the above two incidents, even when both of them hit national headline. Why? Because uncle Jack Ma's Ant Financial doesn't give a crap on such "tiny" incidents.
With such track record, AI or no AI, I wouldn't trust such a company for handling my personal data and finance. Luckily, there are other far better & more innovative Chinese competitors kicking Ant Financial's ass right now, e.g. Tencent.
- TheAdamAndChe 9y ago> ...you will only be allowed to contact/interact with those college girls if your sesame score is higher than 750. You have to question the overall integrity of the company and the team behind such ideas. > With such track record, AI or no AI, I wouldn't trust such a company for handling my personal data and finance. China is not America, they value societal stability over personal freedom. It's absolutely fine that you wouldn't trust this institution, but it's not made for you.
- yorwba 9y agoYou can still choose which companies you interact with. That doesn't prevent the government from getting your data, but it does mean that those companies won't be able to use it for their own gain. And I'm pretty sure the grandparent is well aware of the political situation in China, just take a look at their comment history.
- TheAdamAndChe 9y ago> You can still choose which companies you interact with. Right, which is my point. They won't mind something like limiting access to college women to those with good scores like America would, so they won't take their money elsewhere. Their different culture causes companies to behave differently than they would in the US.
- yorwba 9y agoI just spent a bit of time researching the incident, since I don't really follow Chinese social media that closely, and found a Zhihu (Chinese Quora) question that was quite informative: https://www.zhihu.com/question/52987944 https://www.zhihu.com/question/52987944 Some people definitely did mind, since the social dynamics caused lots "pretty women" posting selfies (not all of themselves) to ask those men with scores > 750 for money and/or attention. Someone punned the Chinese name for Alipay (支付宝, zhifubao) into "pay the pimp" (支付鸨, pronounced identically), which might give you an idea how someone who culturally values social stability might come to reject such a company. As far as I can tell, the feature was then scrapped pretty quickly.
- dis-sys 9y agoyou forgot to mention something important here - the "feature" is designed, implemented and promoted by Ant Financial's Alipay, yet no one took responsibility for it, no one got fired/demoted. it is a huge contrast to their own moon cake incident 1.5 years ago in which developers who used automated scripts to boost their chances of purchasing moon cakes sold by the company at favourable prices got fired on the spot for violating company policies. the message is clear here - you are encouraged to violate laws to try maximizing company revenue but you must stick to company policies. it is a social risk to allow companies like this to master AI techniques.