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> It seems insane to me that people would want government to do healthcare. Like many systems, the Canadian system is a single-payer system. Each province (rea
by rbobby 9y ago
> It seems insane to me that people would want government to do healthcare.
Like many systems, the Canadian system is a single-payer system. Each province (read state) decides what procedures will/will not be covered (essentially "the policy"). A doctor submits claims and gets paid (roughly... some provinces have caps). Doctors do not call the gov't to get pre-approval/approval for any course of treatment. Your doctor decides you need an MRI... it's covered. Need that appendix out... it's covered. Need a blood test... it's covered. Need to pop a baby out... its covered.
Think of it as an insurance system that just works the vast majority of the time.
Note that there are treatments/procedures that aren't covered and you'd have to pay out of pocket for them (the only one I've ever been made aware of was a special drug/thingy that improved the odds of a spinal fusion working... $5K a pop and you'd likely need 2). There are even some less common blood tests that aren't covered (no clue what... just something I heard). So... it's not all sunshine and rainbows.
BUT... it's way way better than the US system.
Also... it keeps people out of court. No one gets sued to cover someone's medical expenses (you broke my kids arm). And it keeps malpractice costs down (no need for the malpractice insurance to cover future medical expenses).
In general it just makes Canadians nicer people :)