As others have commented e-payments require bank account. What i think is that the fact we’re still using the same tool for payment before and after the interne

As others have commented e-payments require bank account. What i think is that the fact we’re still using the same tool for payment before and after the internet and the mobile revolutions is more the symptom of a totally crippled banking sector. Either because of bad regulations, or simply dominant position abuses that has been tolerated for too long.