So some people use a payment platform that looks like using cash, don't use any of the common sense they would using cash, get scammed and complain ? It's PEBC

So some people use a payment platform that looks like using cash, don't use any of the common sense they would using cash, get scammed and complain ? It's PEBCK in it's purest form. Zelle is secure, as way to wire money. People can't put a gun in your face and still it while you send it. It's exactly what it advertises. I don't see how anybody could be confused by "easy, fast, secure, done" here.