Yep. But that somewhat matches recent UK policy (lifetime ISAs, for instance). I think the logic goes that the (currently) middle-aged have benefitted disprop

Yep. But that somewhat matches recent UK policy (lifetime ISAs, for instance). I think the logic goes that the (currently) middle-aged have benefitted disproportionately from house price rises. Which might on average have a degree of truth to it, but such gains are far-from-uniformly distributed, and mostly still locked up in illiquid assets...