8 ms·

How do you plan to do that? Which bits of information can you gather that allow you reverse engineer significant parts of their process?

• hdkrgr 9y ago
  Consumer's have a right to get an overview of all their collected data as well as the calculated (category) scores once each year for free. These could essentially serve as input output pairs.
  • anc84 9y ago
    I know what the reports contain. And I do not see how you could gather any meaningful insights from it.
    • jpalomaki 9y ago
      It is very likely that there is relatively simple formula that maps the input data to credit scores. Given enough inputs and outputs, you can figure out the formula.
      • anc84 9y ago
        I don't see them collecting enough relevant inputs.
        • vavoida 9y ago
          We will see.