I don't just read that it is bad, I see the effects in my environment. It's happening everywhere I look around locally, businesses that have been around for yea

I don't just read that it is bad, I see the effects in my environment. It's happening everywhere I look around locally, businesses that have been around for years closing, no raises, no spending and everything that I hear about things going well at the top end just don't seem to be reflected at the bottom.