That's why you use a credit card for purchases and pay off that balance immediately with your checking account. US citizens are generally not liable for identit

That's why you use a credit card for purchases and pay off that balance immediately with your checking account. US citizens are generally not liable for identity theft or fraud on their credit card[1]. This should keep your checking account safe. With current interest rates no one should have a savings account. [1]: https://www.creditcards.com/credit-card-news/zero-liability-fraudulent-charges-1282.php https://www.creditcards.com/credit-card-news/zero-liability-...