100% agreed. You're still not at fault if you don't do this, and have suffered as a result of this issue. You could have mitigated the impact to yourself by ch

100% agreed. You're still not at fault if you don't do this, and have suffered as a result of this issue. You could have mitigated the impact to yourself by changing your flow / increasing the cost to yourself, but you're still not at fault if you didn't.