If you have a business and spending a lot of money on banking take a closer to the new Fintechs around the globe. If you are e.g. in the EU you are not forced t

If you have a business and spending a lot of money on banking take a closer to the new Fintechs around the globe. If you are e.g. in the EU you are not forced to have a bank in the same country as your company... you can use any bank in the EU (and also beyond). It's also advisable to have bank accounts in different countries. I've seen more than once bank account blocks by state regulation although no crime was conducted, simply an computer error on tax authorities side (this can happen any time). Many banks live in the past and think they can charge a lot because there are no visible alternatives... but they are wrong in the digital age...