Your relative either doesn't have an understanding of her retirement plan or isn't telling you everything. One component of the FERS is the "Basic Benefit Plan"

Your relative either doesn't have an understanding of her retirement plan or isn't telling you everything. One component of the FERS is the "Basic Benefit Plan" which is the pension. https://www.investopedia.com/articles/personal-finance/062513/what-federal-employees-retirement-system-fers-and-how-does-it-work.asp https://www.investopedia.com/articles/personal-finance/06251...