Oh C'mon!!! -1?! lol Immediate dismantlement of the credit-bureaus outside of a police-state would lead to...for example, pissed off sys-admins who want to sel

Oh C'mon!!! -1?! lol Immediate dismantlement of the credit-bureaus outside of a police-state would lead to...for example, pissed off sys-admins who want to sell the last valuable thing they have access to: MOAR consumer information that they already have about you. Additionally, personal-lending would either cease for a period (and break the economy,) or they'd come up with a new way to judge our ability to re-pay & it would undoubtedly be bad/reactionary, & we'd have an version of 2008. There's a natural tendency to want to "BURN IT DOWN!!!" b/c it's bad; I get that, but we haven't done the work to come up with something better & a transition plan. This is how the Arab-Spring turned into MF Admiral Sisi (or whatever) in Egypt, despite good initial intentions. We are completely entrenched in this consumer-lending system whether you like it or not. You need a "what comes after?" plan. I feel like this is common sense????