3 ms·
N26 is a bank, they have a license. Given their growth I think they didn't do too bad overall, and I've never had a problem using their MasterCard as my main pa
by hocuspocus 9y ago
N26 is a bank, they have a license. Given their growth I think they didn't do too bad overall, and I've never had a problem using their MasterCard as my main payment method while living in Germany. Granted, I wouldn't have used them as my main bank two years ago, but I think they got there.
And while video chat is better than PostIdent, I don't think a trip to your local post office is that bad compared to the alternatives.
As for the ton of paper in the mail, you're right, it's annoying, but that's in no way specific to banking, everything is like that in Germany.
In short, sure, it could be much better, but it could be much worse too.
- reaperducer 9y agoI think his point was that you made it sounds easier than it really was for some reason. Regarding the second bank you wrote, "and that was it." In reality, you admit that there was tons of paperwork that took days to receive. So, no, that wasn't "it."
- hocuspocus 9y agoPaper != paperwork. I filled out one and only one form. It's an online bank so then of course, you receive some of the stuff in the mail, I don't see how it could be different. I've used banks in five different countries, went through all kinds of identification and second factors that exist on the market, and in Germany today, I don't really see how it could be easier. But please enlighten me.