The reason you are downvoted, is because there's one part you're extremely wrong about: Increasing housing is not a "band aid". It's the lack of supply of hous

The reason you are downvoted, is because there's one part you're extremely wrong about: Increasing housing is not a "band aid". It's the lack of supply of housing which is the ENTIRE cause of the housing crisis. Any solution to the housing crisis MUST in some way increase the housing supply, or at least decrease housing demand (say by getting rid of jobs). Even without lots of rich people/capital concentration, you would still have the same problem (housing prices wouldn't be as high), but the percentage of people able to afford a house would remain the same. Supply/Demand is the problem -> Supply is not allowed to increase to meet demand and at the same time we're encouraging all kinds of demand by increasing the number of companies and jobs in CA. It's like playing musical chairs with 1000 people and only 5 chairs. No matter how you split up those chairs, there's gonna be a lot of unhappy people.