> Vanguard Retirement that matches your retirement date Had my money in one of these accounts for 3-4 years (not sure if vanguard but another major investment

> Vanguard Retirement that matches your retirement date Had my money in one of these accounts for 3-4 years (not sure if vanguard but another major investment firm if not) - it lost money every single year despite the market going up across asset types and geography. Years. not months. Needless to say this makes me highly suspicious of these 'magic' accounts..