5 ms·
They're definitely not bad, but government bonds or corporate bonds are also decent long term investments, and real estate generally also is, since it's connect
by achamayou 9y ago
They're definitely not bad, but government bonds or corporate bonds are also decent long term investments, and real estate generally also is, since it's connected to inflation and cost of living.
- __blockcipher__ 9y agoKind of a silly thing to say. Stocks are the backbone of a retirement portfolio. With only bonds plus a dash of REITs, you’d need like 300% more momey to retire than if you were heavily weighted to equities
- achamayou 9y agoStraw man. I don't know why you think it's silly to diversify into less volatile asset classes for retirement purposes. Returns aren't everything, risk matters.
- solipsism 9y agoThe giant straw man in this discussion is your original statement: it's hardly a panacea with perfect incentives Who said it was? People responded to you, giving you the benefit of the doubt by assuming you actually were making some kind of point. But you're not saying they're bad... you're not saying they shouldn't be part of a retirement portfolio... Apparently you're literally just saying "they're not a panacea"? I think everyone is in agreement here then, nothing to see here.