3 ms·
You do realize that there is life without good credit report? You don’t need to borrow money from somebody else/bank to live good life. Most of the world lives
by usaphp 9y ago
You do realize that there is life without good credit report? You don’t need to borrow money from somebody else/bank to live good life. Most of the world lives without an obsession with credit reports and borrowing.
- jballanc 9y agoMost of the world, yes. Silicon Valley? Not so much.
- leetcrew 9y agoyes but (at least in the US), your credit score affects stuff other than borrowing. often landlords will perform a credit check before approving your application; even employers will sometimes check an applicant's credit. also keep in mind we are talking bad credit and all your assets seized by creditors. i'm not saying a bad credit score is literal hell on earth, but if you have no money and no credit you are gonna have a really bad time for a while.