I have neighbors who live this way near Boston, where it's often well below freezing. They wear a lot of wool. Bed curtains and sleeping hats come out in wint

I have neighbors who live this way near Boston, where it's often well below freezing. They wear a lot of wool. Bed curtains and sleeping hats come out in winter. It can be a perfectly pleasant way to live. The lack of dollar signs on the thermostat leads many others to heat above, sometimes well above, 20 °C in winter.