The ROI was double that up until ~2 weeks ago. Alternatively, if you pay off debt, that is a known ROI and doesn't disappear after a bad day or week. And that'

The ROI was double that up until ~2 weeks ago. Alternatively, if you pay off debt, that is a known ROI and doesn't disappear after a bad day or week. And that's not counting the psychological benefits of not being in debt. About 10 years ago, I had a car payment, student loan payments, etc, etc and once it was all paid off, I realized I could make $X000/month less and still have the same quality of life. It was empowering and afforded me the ability to take other risks. Knocking out debt isn't always the best answer but it's a pretty good one in most scenarios.