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Btw, there's no way we could've paid off as quickly as we have without a budgeting tool. We use "YNAB" (You need a Budget). https://ynab.com/referral/?ref=pnPV

Btw, there's no way we could've paid off as quickly as we have without a budgeting tool. We use "YNAB" (You need a Budget). https://ynab.com/referral/?ref=pnPV1oqAP-ZfH0oI&utm_source=customer_referral https://ynab.com/referral/?ref=pnPV1oqAP-ZfH0oI&utm_source=c... (disclosure: referral link. If that makes you feel gross, http://ynab.com http://ynab.com) The budget allows me to confidently spend thousands of dollars each month on student loans, without wondering if I have enough to cover living expenses. Plus, most budgeting tools now will auto-import your bank stuff, which is splendid.

gowld 9y ago
> There's no way we could've paid off as quickly as we have without a budgeting tool. Yes, there is. It's how people did it before YNAB and the Internet, and it's called "don't buy stuff you don't need". https://en.wikipedia.org/wiki/The_Millionaire_Next_Door https://en.wikipedia.org/wiki/The_Millionaire_Next_Door * Spend less than you earn * Avoid buying status objects or leading a status lifestyle * Take financial risk if it is worth the reward