Are you suggesting we stop 'hoping' (I don't hope investors act morally, I expect the regulatory apparatus to force them to, or penalize accordingly) altogether

Are you suggesting we stop 'hoping' (I don't hope investors act morally, I expect the regulatory apparatus to force them to, or penalize accordingly) altogether? Sure, I hope HSBC won't launder money for Mexican Cartels. And when they do, I hope that some world government decides to toss the executives in jail and fine the company out of existence. And yes, when the settlement is just a slap-on-the-wrist-fine, a low VP getting canned, and the execs sitting pretty I hope for a return in the guillotine. And they all hope that I get fed up with hoping and become hopeless. Is that what you hope as well?