I actually have a high-deductible health plan which will pay 100% of the cost for preventative care (like influenza vaccinations). Even so, that's more money t

I actually have a high-deductible health plan which will pay 100% of the cost for preventative care (like influenza vaccinations). Even so, that's more money that the insurance company is paying out that could just as well be paid for directly everyone who gets the vaccine. If routine care was affordable without having to involve insurance, then insurance premiums wouldn't be as high and the out-of-pocket costs for medical care wouldn't be as high either.