The unlucky point is so true. All kinds of crazy costs and snafus will sneak up and knock you off your feet. Taking care to plan ahead always helps, but having

The unlucky point is so true. All kinds of crazy costs and snafus will sneak up and knock you off your feet. Taking care to plan ahead always helps, but having that new server go dead or finding some unexpected legal fees or finding an unanticipated tax bill in the mail can really knock you off your game for a few days. Just be sure to keep some emergency cash reserves on hand if you can afford to do so. It can save your sanity and your company (I've had 2 instances where the cash reserves have saved my company's behind: (1) was for a costly rescue from DriveSavers and (2) was for some hefty but worthwhile legal fees from an unexpected legal dispute.