Well, were talking about somebody with $4m to play with. Unless they expect to get a better return from investing the money than the rate they are paying for t

Well, were talking about somebody with $4m to play with. Unless they expect to get a better return from investing the money than the rate they are paying for their mortgage it makes sense that they would have bought the house. You don't think three cars is excessive? We'll have to differ in opinion there. A lot of your costs depend on location obviously but, yes, I stand by my hunch.