> The issue with pensions is that everyone used to do it. Private and public sector both. No, everyone didn't do it. At its peak, which was decades ago, 30% o

> The issue with pensions is that everyone used to do it. Private and public sector both. No, everyone didn't do it. At its peak, which was decades ago, 30% of the private sector was covered by pensions and many of them were pretty crappy. Pensions are now fairly rare in the privat sector.