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My bank in NL requires 2 factor using a handheld chip reader that you have to feed your PIN number followed by a random number from the website. It then calcul
by X-Istence 9y ago
My bank in NL requires 2 factor using a handheld chip reader that you have to feed your PIN number followed by a random number from the website.
It then calculates a second number that you send back to the bank. No SMS at all!