Was kind of surprised by the decline in the number of banks around. Consolidation was a big deal in the 90s, but with the "too big to fail" claims of the last

Was kind of surprised by the decline in the number of banks around. Consolidation was a big deal in the 90s, but with the "too big to fail" claims of the last several years, it is a bit disturbing to see. Not to mention the negative fund balance...