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The price the insurance company pays is almost never going to be higher than what you would pay if you're uninsured. You're confusing your co-pay with the unins
by tomkarlo 9y ago
The price the insurance company pays is almost never going to be higher than what you would pay if you're uninsured. You're confusing your co-pay with the uninsured cost of a flu shot. If Sam's Club and Costco can offer flu shots for $15 [0], it's a safe bet that the cost to an insurance company is less than that.
[0] https://www.bradsdeals.com/blog/where-to-get-a-cheap-flu-shot https://www.bradsdeals.com/blog/where-to-get-a-cheap-flu-sho...
- u801e 9y agoI actually have a high-deductible health plan which will pay 100% of the cost for preventative care (like influenza vaccinations). Even so, that's more money that the insurance company is paying out that could just as well be paid for directly everyone who gets the vaccine. If routine care was affordable without having to involve insurance, then insurance premiums wouldn't be as high and the out-of-pocket costs for medical care wouldn't be as high either.