What this guy said. Also, consider your talents, pick a problem, and try to solve it. For instance, is there anything that the credit bureaus provide that we

What this guy said. Also, consider your talents, pick a problem, and try to solve it. For instance, is there anything that the credit bureaus provide that we can't beat with a little game theory and some cryptography? Let's build an open source decentralized alternative and use it to replace the whole cancerous sector.