It can work the other way too. How many people have had their savings wiped out starting s restaurant when they had no idea what they are doing, compared to peo

It can work the other way too. How many people have had their savings wiped out starting s restaurant when they had no idea what they are doing, compared to people who started a McDonald’s or Subway and made out ok? The only thing you can do is force publication of accurate numbers, and audit them. I have a pretty low view of people who with IQs over 95 that join pyramid schemes. They are throwing their friends and family under the bus in hopes they personally get rich. That is extremely immoral even if you are poor. In the US, if you do this, at best your friends will think you are an idiot, at worst you are going to get cut off. I’ve seen both happen more than once.