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Somebody put them down, already. And, if the U.S. presidential election had gone the other way (however you feel about that), we might currently have an effect
by pasbesoin 9y ago
Somebody put them down, already.
And, if the U.S. presidential election had gone the other way (however you feel about that), we might currently have an effective CFPB that was on its way to forcing these companies to perform freezes for free and to place control of access (for credit assessment) into the hands of those to whom the records pertain.
I don't care whether you're Democratic or Republican or Librariantarian (yeah, not real, but it should be!). This would be a good, cost effective means of at least partially mitigating a lot of current problems with related data theft and fraud / identity theft.
And to the extent it added a bit of cost, that would probably impact the current uses that are least beneficial. E.g. less hits to ratings for "excessive" credit checks, when a company can't perform them without first soliciting access from the target.
- superioritycplx 9y ago>if the U.S. presidential election had gone the other way ...then we'd be too busy waging wars overseas.
- djrogers 9y ago>if the U.S. presidential election had gone the other way (however you feel about that), we might currently have an effective CFPB that was on its way to forcing these companies to perform freezes What on earth gives you the impression that either party cares about personal data privacy or free credit freezes? They’re both happy as long as the debt-driven economy continues to roll...
- flaque 9y agoThe CFPB (consumer financial protection bureau) was the brainchild of Elizabeth Warren and implemented under Obama. It was and still is heavily disliked by numerous Republican members and is being stripped of a lot if it’s powers by the current administration. Claiming “both parties are the same” is just false in this case.