> The reality is that if you are ever in this situation you should ALWAYS negotiate. There's a reason medical debt is bought for pennies on the dollar. I wonde

> The reality is that if you are ever in this situation you should ALWAYS negotiate. There's a reason medical debt is bought for pennies on the dollar. I wonder if it's possible to buy your own (or a close friend's) medical debt). If someone has to pay $200000 in debt, but could buy that debt for $2000, then that may be the easiest way to "pay it off".