> The opaqueness with which care is paid means that consumers receiving care have little incentive to shop around for prices, quality, value, etc., which means

> The opaqueness with which care is paid means that consumers receiving care have little incentive to shop around for prices, quality, value, etc., which means providers can basically charge whatever... This opaqueness problem can never be completely solved for healthcare at the consumer level. A significant fraction of healthcare consumption occurs in urgent or outright emergency settings where "shopping around" cannot reasonably occur.