Everyone, and not particularly insurance companies though they usually bear most of the blame in the public eye. The most noticeable one is pharma though. If t

Everyone, and not particularly insurance companies though they usually bear most of the blame in the public eye. The most noticeable one is pharma though. If the US allowed for free drug importation from overseas, you would slash healthcare costs in an unprecedented way. The only thing needed today to reduce the problem significantly is for the government stop doing something.