Honestly I'm fine with people risking their lives, as long as they foot the bill when they need a harrowing rescue. It can cost high hundreds of thousands of do

Honestly I'm fine with people risking their lives, as long as they foot the bill when they need a harrowing rescue. It can cost high hundreds of thousands of dollars to get a single person out of a bind, it should not be anyone else's responsibility to pay for one person's high-risk behaviours (at least not after the fact). If you knowingly engage in an impractical behaviour which makes the need for a rescue likely, and don't bring your own staff and equipment to reasonably expect to achieve that, then you should be liable when you consent or would inevitably consent to rescue.