Sorry, one more note: > Spending 10's of thousands a month is getting up there, but "blowing through" more than $4k per month isn't necessarily an extravagant

Sorry, one more note: > Spending 10's of thousands a month is getting up there, but "blowing through" more than $4k per month isn't necessarily an extravagant lifestyle I don't believe I ever said it was. In fact, I called $4K/mo a "restrained budget". Meaning I would need to pay attention to my spending and not indulge in all the discretionary activities I might like.