The main problem with the premise of this article is that someone with $4 million is just going to stick it in a money market fund and live off of the pitiful i

The main problem with the premise of this article is that someone with $4 million is just going to stick it in a money market fund and live off of the pitiful interest. The interest rate in a money market fund is below inflation, so of course your money is going to dwindle. If you took the same $4 million and invested it wisely, in something like the Permanent Portfolio, which has averaged 9.3% annual returns over the last 40 years and avoids all market timing, you'd probably be fine for the rest of your life. http://crawlingroad.com/blog/2008/12/22/permanent-portfolio-historical-returns/ http://crawlingroad.com/blog/2008/12/22/permanent-portfolio-...