How does this have anything to do with >I think they're just pocketing the difference between the market rate and what their costs are. The OP had made a very

How does this have anything to do with >I think they're just pocketing the difference between the market rate and what their costs are. The OP had made a very specific claim about Kaiser. That Kaiser is reducing their costs but pocketing the savings and not passing them on to consumers. I pointed out that there is no legal way for them to do that. You've made 3 posts and so far nothing you've said in anyway refutes that.