Some of the information you present is incorrect. One example: An accredited investor doesn't need $1MM net worth in the US. The requirement can be satisfied

Some of the information you present is incorrect. One example: An accredited investor doesn't need $1MM net worth in the US. The requirement can be satisfied by just $200K personal income. This is stated in the very first sentence of the wiki entry that you linked. > Which basically says - rich gets richer and you poor little guy is too stupid for participating in potentially highly lucrative deals. It's more along the lines of having enough money to weather the value of your investments disappearing.