I think you can retroactively pay for COBRA, yeah? You can enroll after an event and it'll be as though you had insurance the whole time. You'll have to pay fo

I think you can retroactively pay for COBRA, yeah? You can enroll after an event and it'll be as though you had insurance the whole time. You'll have to pay for the retroactive coverage, but it's a pretty smooth way (assuming nothing happens) to avoid paying for COBRA while still technically "having coverage". Though I think there's a time-limit on it.