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This hasn't been mentioned, so... > They never had their car stolen and if they did, their insurance would have replaced it. You'll be a fun thicket convincin

This hasn't been mentioned, so... > They never had their car stolen and if they did, their insurance would have replaced it. You'll be a fun thicket convincing your insurance your car was hacked. Especially if it turns out to be true. Nobody has rulebooks for that one yet. If you have really good insurance, perhaps you'd end up driving a loaner for a few months.

BHSPitMonkey 9y ago
You don't have to convince them it's hacked, you just have to convince them that your car is not where you left it and that you really don't know where it is. Which is all you would actually know, like with any case of auto theft.