Ripple's cryptocurrency XRP solves a real world problem and they have real world customers already using it. I'm not saying it's going to change the world in so

Ripple's cryptocurrency XRP solves a real world problem and they have real world customers already using it. I'm not saying it's going to change the world in some grand sense but it's quite possible Ripple's XRP will speed up the time it takes for banks to settle balances. No more waiting 3-5 business days for cash to hit your account. The money would show up almost instantly (3-4 seconds) because XRP + bank adoption enables instant transfer of value.