Ah, in that case I pretty much agree with you. We'd be in a much better world if middle class Americans and up had higher deductible insurance that only covered

Ah, in that case I pretty much agree with you. We'd be in a much better world if middle class Americans and up had higher deductible insurance that only covered true major issues and then payed for everything else out of pocket. Let's get some capitalism and price competition on! Unfortunately we're stuck in this rut where people mostly feel that healthcare should be "free" (meaning no out of pocket expenses) and also the system handles private payers very poorly (just try to get a hospital to tell you in advance what a test will cost). It sucks and have no idea how it gets better.