How do you resolve this without coercion or theft? The only real regulation that I can think of that has reduced fairness and efficiency in startup investing (i

How do you resolve this without coercion or theft? The only real regulation that I can think of that has reduced fairness and efficiency in startup investing (in favor of protecting the public) has been the accredation requirement, but that is relaxing and probably (for better or worse) going away. Any other mechanisms to increase risk taking by investors that they are currently unwilling to take today (which basically is what you are looking for) either seem to need to shift the risk elsewhere (ie, onto taxpayers, which is basically a proxy for forced risk taking) or through other regulations, backed by force. Do you have any reason to think the reason commercial loans don't work for startups has to do with anything other than the obvious: there is insufficient ability for startups to pay interest on the loan, and/or the default risk is too high? If you honestly think there is a market inefficiency here due to cultural bias or structural mispricing on the part of banks, then that sounds like an opportunity.