> This is optional, though. If you opt in to it, that's somewhat on you. Sort of. Until you get into asset price inflation - I sure am not looking for anythin

> This is optional, though. If you opt in to it, that's somewhat on you. Sort of. Until you get into asset price inflation - I sure am not looking for anything fancy or social-signaling for my housing, but due to everyone taking out absurd 30yr mortgages and financing to the hilt I'm likely paying 2-3x what they would be if such financial instruments did not exist. So you get to play at least some ball whether or not any of those things matter to you.