The kind of girls you want to settle down with can see through that shit, but it doesn't change the short term problem. The 25 year old with the BMW doesn't bu

The kind of girls you want to settle down with can see through that shit, but it doesn't change the short term problem. The 25 year old with the BMW doesn't buy it because he has some love affair with German engineering, he buys it because it's going to get him girls. America is the land of risk takers and optimists. It's full of people who know how to get in on the next big thing and are going to work to grab it. This all works great as long as credit isn't too available, and when the next big thing isn't as big as someone thought, he can always get a job at the GM plant. The problem we have now is that he gets overextended on his securitized mortgage and has to take a job for $11 at Wal-Mart.