They would collectively be in really bad shape if that is the case. I don't think the average boomer is leaving much in terms of an estate behind. I expect a

They would collectively be in really bad shape if that is the case. I don't think the average boomer is leaving much in terms of an estate behind. I expect a whole lot of HELOC and reverse mortgaging going on in the next 10-20 years as the severe lack of retirement savings of that generation comes into focus.