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I think I should have that choice though. If you want the convenience go head give your data to the credit reporting agencies. I don't get loans. So I don't car
by anfilt 9y ago
I think I should have that choice though. If you want the convenience go head give your data to the credit reporting agencies. I don't get loans. So I don't care.
- chrisan 9y agoThe problem would be all the data you _don't give_ You act like everyone is a good citizen, you may be, I may be, but people out there will cheat if left to their own reporting
- twblalock 9y agoYep, and the downside of that is that so many people will lie that lenders will assume everyone is lying. People with good credit who have nothing to hide would be worse off under a self-reporting regime because lenders won't believe them and will turn down their applications or demand an invasive level of financial information.